Understanding Roles & Permissions

Learn about the four project roles in OwnerDraw — Owner, Partner, Banker, and Collaborator — and what each role can access.

Overview

OwnerDraw has five roles. You are the **Owner** of every project you create. The other four are people you invite, and each one sees a different slice of your project.

Owner

You, the owner-builder. One Owner per project, set when you create it, with full access to everything: budget, expenses, draws, vendors, schedule, documents, team and billing.

The Owner role cannot be transferred inside the app.

Partner

For a spouse, co-investor or trusted co-builder. A Partner can view and edit everything on the project.

A Partner cannot invite or remove team members, cannot change project settings and cannot touch billing.

Banker

Read-only financial visibility for your lender.

A Banker can read the budget, allowances, draws, documents, permits, inspections, the playbook, the schedule and Bank Ready, and can write on the Schedule of Values and to-dos.

A Banker has no access to vendors, expenses or lien waivers.

Collaborator

A configurable role for a contractor, designer or inspector. You choose read, write or none for each feature area when you invite them. Anything you do not set stays read-only.

Client (not available on your account)

You may see a fifth role named **Client** mentioned in the app. It belongs to a private portal that OwnerDraw's administrator uses for their own building clients; it is not something you can grant, and no one you invite will ever be given it. **Manage Team** offers the four roles above and nothing else.

If you want the homeowner, a lender or a family member to follow the job, invite them as **Banker** or **Collaborator** and set what they can see.

Role comparison

| Feature | Owner | Partner | Banker | Collaborator |
| --- | --- | --- | --- | --- |
| Budget | Full | Full | Read | Configurable |
| Expenses | Full | Full | None | Configurable |
| Draws & Bank Ready | Full | Full | Read | Configurable |
| Vendors & lien waivers | Full | Full | None | Configurable |
| Schedule | Full | Full | Read | Configurable |
| Documents | Full | Full | Read | Configurable |
| Allowances & selections | Full | Full | Read | Configurable |
| Team management | Full | None | None | None |
| Settings & billing | Full | None | None | None |

Which role should I use?

• Spouse or co-investor → **Partner**
• Loan officer → **Banker**
• Contractor, designer or inspector → **Collaborator**, with only the features they need
• The homeowner you are building for → **Banker** for a read-only view of the money, or **Collaborator** if they need to add anything

Be careful with write access to the budget. Grant it only to people you trust with your financial data.

Related: [Inviting Team Members](/help/account/inviting-team-members), [Managing Team Permissions & Access](/help/account/managing-team-permissions).